My CA Mortgage

* How can the combination of fees and points be less than zero?

We are able to structure your loan in a manner in which we can cover closing cost by increasing the interest rate.  This may be the best option for some, as the increase in rate will increase the overall monthly payment.

* Can I prepay the loan without a penalty?

All loan products are available without a prepayment penalty.  However, for some of our products we can offer a prepayment penalty that will keep the interest rate, payment and overall fee’s lower.

* Can I roll my closings costs into the loan?

You can include closing cost into a refinance, as long as you have enough equity in your home and it meets lending guidelines.

* How can I see if I can get approved for these rates?

There is a few ways.  You can fill out the application on our website and a senior mortgage banker will get back to you right away.  You can call us with your scenario, email us with your scenario or fill out the quick application form on our website.